NatWest Markets

WikiFX | 2025-06-19 16:42

Abstract：　　NatWest, founded in 1997 and headquartered in the United Kingdom, is not regulated by the FCA or other major global financial agencies. It offers a wide range of personal finance services such as current accounts, loans, insurance, savings, and investment goods, but no advanced trading capability or sample account alternatives.

NatWest Review Summary
Founded	1997
Registered Country/Region	United Kingdom
Regulation	No regulation
Services	Banking, loans, insurance, savings, investing
Platform/APP	NatWest Mobile Banking App
Customer Support	Online chat

NatWest Information

NatWest, founded in 1997 and headquartered in the United Kingdom, is not regulated by the FCA or other major global financial agencies. It offers a wide range of personal finance services such as current accounts, loans, insurance, savings, and investment goods, but no advanced trading capability or sample account alternatives.

Pros and Cons

Pros	Cons
Offers a wide range of retail banking services	No regulation
No monthly fee on basic accounts
Live chat support

Is NatWest Legit?

The UK's Financial Conduct Authority (FCA) and other key worldwide regulatory bodies like ASIC (Australia) and the NFA (U.S.) do not oversee NatWest, even though it is registered in the UK. Please be aware of the risk!

WHOIS data show thatnatwest.com was registered on February 11, 1997, last updated on February 8, 2025, and is still active. It will expire on February 12, 2026. It has various registry locks (client and server prohibitions) to keep it safe, which means it is an official domain with a lot of protection and is actively maintained.

Products and Services

NatWest has a lot of personal finance products, such as banking, lending, insurance, and investment services for people and families.

Products & Services	Supported
Current Accounts	✔
Credit Cards	✔
Loans	✔
Overdrafts	✔
Mortgages	✔
Home Insurance	✔
Life Insurance	✔
Savings	✔
Investing	✔

Account Type

NatWest has four categories of current accounts: Personal, Premier (for high-net-worth clients), Student & Youth (for ages 3-25), and Business & Corporate (for startups to large organizations).

Fees

NatWest normally charges low or no monthly fees for basic banking services, with additional benefits offered via premium account levels. Many accounts, like the Select and Student accounts, are fee-free, whereas the Reward and bundled accounts charge monthly fees in exchange for cashback or insurance benefits.

Account Type	Monthly Fee	Notes
Basic Account	£0	No monthly fee; includes budget tools and savings features
Reward Account	£2	Cashback from Direct Debits and app usage
Student Account	£0	Includes interest-free overdraft (limits apply)
Adapt Account (11–17)	£0	Earns 2.25% interest; supports Apple/Google Pay
Rooster Money (3–17)	Free (NatWest users)	Subscription waived for NatWest customers; otherwise £1.99/month
Reward Silver	£10	Includes travel/mobile insurance, fee-free foreign spending
Reward Platinum	£22	Adds worldwide insurance and UK car breakdown cover
Premier	Varies	Starting from £0, fees depend on product choice
Business Account	Varies	Fees and features based on business type and services selected

Platform/APP

Trading Platform	Supported	Available Devices	Suitable for
NatWest Mobile Banking App	✔	iOS, Android	Personal & business banking, age 11+, everyday use