Kansai Mirai Spreads, leverage, minimum deposit Revealed

WikiFX | 2026-04-20 23:23

Abstract：　　Kansai Mirai is an unregulated broker, offering products and services in resona debit card, mortgage, card loan, etc.

Kansai Mirai Review Summary
Founded	2017
Registered Country/Region	Japan
Regulation	No regulation
Products & Services	Resona debit card, mortgage, card loan, etc.
Platform/APP	Resona Group app
Customer Support	Tel: 06-6836-2794
	Email: Ryoji.Juni@kansaimiraibank.co.jp, BM102929@jp.ibm.com
	Facebook
Bonus	✅

Kansai Mirai Information

　　Kansai Mirai is an unregulated broker, offering products and services in resona debit card, mortgage, card loan, etc.

Pros and Cons

Pros	Cons
Various financial services offered	No regulation
Promotions offered	Complex fee structure

Is Kansai Mirai Legit?

　　No. Kansai Mirai currently has no valid regulations. Please be aware of the risk!

Products and Services

Products & Services	Supported
Resona Debit Card	✔
Mortgage	✔
Card Loan	✔
Investment Trusts	✔
NISA	✔
Fund wrap	✔
Life Insurance	✔

Account Type

　　Kansai Mirai offers standard accounts, and one person can only register one account.

Kansai Mirai Fees

　　Major Transfer Fees (per case)

Service Channel	Customer Type	Transfer Recipient	Fee (JPY)
Use of counter 1	/	To the same branch of our company	880
		To the Resona Group Head Office	880
		To other lines	990
ATM use 2,3	Individual customers	To the same branch of our company	free
		To the Resona Group Head Office	110
		To other lines	440
	Corporate and sole proprietorship customers	To the same branch of our company	330
		To the Resona Group Head Office	440
		To other lines	770
ATM use 2	/	To the same branch of our company	550
		To the Resona Group Head Office	550
		To other lines	880
Automatic remittance service	/	Addressed to the same branch of the Company*4	220
		To the Resona Group Head Office	330
		To other lines	660
For Individuals	MyGate (Internet Banking)	To the same branch of our company	0
		To the Resona Group Head Office	0
		To other lines	165
Business Direct EB/MT/FD	/	To the same branch of our company	0
		To the Resona Group Head Office	330
		To other lines	605

　　ATM Usage Fee (per case)

Card Issuing Bank Category	Time Period	Fee (JPY)
Kansai Mirai Bank, Resona Bank, Saitama Resona Bank, Minato Bank	Weekday 8:45～18:00	0
	Weekday Other times of the day	110
	Saturdays, Sundays and public holidays (all day)	110
Sumitomo Mitsui Banking Corporation, Senshu Ikeda Bank, Shiga Bank, Kyoto Shinkin Bank	Weekday 8:45～18:00	0
	Weekday Other times of the day	110
	Saturdays, Sundays and public holidays (all day)	110
Other Financial Partners	Weekday 8:45～18:00	110
	Weekday Other times of the day	220
	Saturdays, Sundays and public holidays (all day)	220

　　In-store Procedures (Cash withdrawal by counter exchange/denomination designation)

Number of Sheets	Fee (JPY)
1~10 sheets	220
11~500 sheets	770
501~1,000	1,540 (770 yen will be added for every 500 tickets after 1,001)

　　Coin Deposit Settlement Fee (per one)

Number of Sheets	Fee (JPY)
1~500 sheets (Deposit at the counter)	660 (Free up to 100 tickets per day)
501~1,000 (Deposit at the counter)	1,320 yen (660 yen will be added for every 500 tickets after 1,001)

Platform/APP

Platform/APP	Supported	Available Devices
Resona Group app	✔	mobile

Bonus and Promotion

　　Kansai Mirai offers many promotions. For example, from Tuesday, April 1, 2025 to Tuesday, March 31, 2026, you can get up to 1,500 Kansai Mirai Club points by opening a NISA account, applying for the electronic delivery service, and other transactions.