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CHUKYO Spreads, leverage, minimum deposit Revealed

WikiFX | 2026-04-20 23:23

Abstract：THE CHUKYO BANK, Ltd. is a Japanese financial institution that was established in 1943. It's headquartered in Nagoya and operates primarily in Japan. The bank provides a variety of financial services to both individual and corporate clients, such as banking, credit card services, and loan guarantees. However, it lacks regulation by any well-known financial institution.

CHUKYO Review Summary
Founded	1943
Registered Country/Region	Japan
Regulation	Not regulated
Market Instruments	Forex, Indices, Shares, Commodities, ETFs, Crypto, Mutual Funds, Loans, Insurance, Defined Contribution Pension
Demo Account	❌
Leverage	Not mentioned
Spread	Not mentioned
Trading Platform	Chukyo Direct Net Version, Chukyo Investment Trust Direct, Chukyo Business Direct, Chukyo Forex WEB
Min Deposit	500 USD (for Foreign Currency Time Deposits)
Customer Support	Phone: 52-211-0345

CHUKYO Information

　　THE CHUKYO BANK, Ltd. is a Japanese financial institution that was established in 1943. It's headquartered in Nagoya and operates primarily in Japan.

　　The bank provides a variety of financial services to both individual and corporate clients, such as banking, credit card services, and loan guarantees. However, it lacks regulation by any well-known financial institution.

Pros & Cons

Pros	Cons
Deep understanding of the Japanese market	Lack of regulation
Convenient online banking	Website and services only in Japanese
Can provide customized financial advice	There are no MT4 or MT5 platforms available
	Complex fee structure

Is CHUKYO Legit?

　　CHUKYO is not regulated by other well-known regulatory authorities.

What Can I Trade on CHUKYO?

　　CHUKYO provides a full suite of financial services, encompassing investment products, lending options, insurance coverage, and retirement planning.

Tradable Instruments	Supported
Forex	✔
Indices	✔
Shares	✔
Metals	❌
Commodities	✔
ETFs	✔
Crypto	✔
Energies	❌
Futures	❌
Mutual Funds	✔
Loans	✔
Insurance	✔
Defined Contribution Pension	✔

Account Type

　　CHUKYO offers personal accounts for savings, borrowing, and investment, including online platforms like Chukyo Direct Net Version and Chukyo Investment Trust Direct.

　　For corporate customers, CHUKYO provides full business solutions ranging from management and fundraising to accountancy and international business support. Online platforms such as Chukyo Business Direct and Chukyo Forex WEB frequently offer these services.

CHUKYO Fees

　　Compare with other trading institution, the fees structure of CHUKYO is relatively complex.

　　Domestic Transfers

　　Within the same branch fees start from 330 yen for transfers under 30,000 yen. To other banks fees can go up to 880 yen depending on the destination.

　　ATM Fees

　　220 yen for transfers under 30,000 yen using the Chukyo Direct Net Version. And 440 yen for transfers over 30,000 yen via the same method.

　　Other Fees

　　A 440-yen fee is charged for remittances within the banks branches when remittance, reissuance of documents needs 1,100 yen. As for loan-related fees, partial early repayments or interest rate changes may range from free to 55,000 yen, depending on the specific situation.

Trading Platform

Trading Platform	Supported	Available Devices	Suitable for which type of traders
MT4	❌	/	/
MT5	❌	/	/
<Chukyo> Direct Net Version	✔	Personal online banking platform Account information Transactions Fund management	Individual customers
Bank Pay	✔	QR code payment service Instant withdrawals for shopping and dining	Individual customers using smartphones
<Chukyo> Business Direct	✔	Virtual bank counter Cost savings on transfer fees Enhanced security	Businesses
<Chukyo> Foreign Exchange WEB	✔	Corporate and sole proprietor foreign exchange transactions Overseas remittance Import letters of credit managemen Transaction history.	Businesses involved in international trade

Deposit and Withdrawal

　　The minimum deposit for Chukyo Bank's Foreign Currency Time Deposits is 500 USD, with a flexible range of 1 to 12 month periods.

　　Deposit Options

Deposit Options	Min. Deposit	Fees	Processing Time
Foreign Currency Time	500 USD (or equivalent)	1 per USD/EUR/Australian dollar	same day
Ordinary Deposits	None	\	same day
Ordinary Deposits for Payments	None	\	same day
Savings-Type Fixed Deposits	Varies based on product type	\	same day

　　Withdrawal Options

Withdrawal Options	Min. Withdrawal	Fees	Processing Time
Foreign Currency Time	Varies based on deposit amount	1 per USD/EUR/Australian dollar	same day
Ordinary Deposits	None	\	same day
Ordinary Deposits for Payments	None	\	same day
Savings-Type Fixed Deposits	Varies based on deposit amount and term	\	same day