首頁 -
-
正文 -

天眼直達

Exness
EC Markets
TMGM
XM
富拓
嘉盛集團
愛華
福匯
IC Markets Global
易匯

Westpac

WikiFX | 2024-05-20 17:39

摘要:Westpac, founded in 1982 and headquartered in Australia, is a leading financial institution regulated by the Australian Securities & Investment Commission (ASIC). Offering a diverse range of products and services including home loans, bank accounts, credit cards, personal loans, and business services, Westpac caters to personal, business, and corporate clients. The bank employs advanced trading platforms like Westpac Online and Westpac Share Trading and provides robust customer support and educational resources to ensure a comprehensive banking experience.

Westpac Basic Information
Company Name Westpac
Founded 1982
Headquarters Australia
Regulations ASIC
Products and Services Home loans, bank accounts, credit cards, personal loans, business services, share trading, insurance
Trading Platforms Westpac Online, Westpac Share Trading, BT Online for Investors, PayWay, WinTrade
Customer Support Support available via phone, email, and online with specific numbers for different services
Education Resources Investor Centre offering information on shareholding management, dividends, and investments

Overview of Westpac

Westpac, established in 1982 and headquartered in Australia, is one of the country's leading financial institutions. It is regulated by the Australian Securities & Investment Commission (ASIC) and offers a broad range of financial products and services, including personal banking, business solutions, and investment services. Known for its strong focus on innovation and customer service, Westpac provides state-of-the-art digital trading platforms and comprehensive support, catering to the diverse needs of its customers within Australia and beyond.

Overview of Westpac

Is Westpac Legit?

Westpac is a regulated entity under the oversight of the Australian Securities & Investment Commission (ASIC), adhering to stringent regulatory standards set by Australian authorities. It holds a Market Making (MM) license with the license number 233714, confirming its compliance with the financial regulations necessary for operating within Australia.

Is Westpac Legit?

Pros and Cons

Westpac, established in 1982 and headquartered in Australia, is one of the country's leading financial institutions. It is regulated by the Australian Securities & Investment Commission (ASIC) and offers a broad range of financial products and services, including personal banking, business solutions, and investment services. Known for its strong focus on innovation and customer service, Westpac provides state-of-the-art digital trading platforms and comprehensive support, catering to the diverse needs of its customers within Australia and beyond.

Pros Cons
  • Regulated by ASIC
  • Limited global presence outside of Australia
  • Comprehensive financial services
  • Not all services available globally
  • Advanced digital trading platforms

Products and Services

Westpac offers a comprehensive range of financial products and services, including:

Home Loans: Options for buying, refinancing, and calculating mortgages.

Bank Accounts: Transaction accounts, savings accounts, and term deposits.

Credit Cards: Rewards, low rate, and low fee credit cards.

Personal Loans: Debt consolidation, car loans, and loan repayment calculators.

Business Services: Business bank accounts, loans, and payment processing solutions like EFTPOS and eCommerce.

Additional Services: Share trading, various insurance products, and international travel services.

Products and Services

How to Open an Account

To open an account with Westpac, follow these steps.

  1. Visit the Westpac website. Look for the “Register” button on the homepage, choose an category and click on it.

How to Open an Account
  1. Taking Personal Account as an example: Sign up on websites registration page.

How to Open an Account
  1. Receive your personal account login from an automated email

  2. Log in

  3. Download the platform and start trading

Trading Platforms

Westpac provides a variety of trading platforms tailored to meet the needs of personal, business, and corporate clients:

Personal:

Westpac Online: Offers 24/7 online access to manage money, transfer funds, pay bills, and access wealth management tools.

Westpac Share Trading: Allows trading and management of shares online with real-time portfolio updates.

Altitude Rewards: Online platform for redeeming and earning reward points.

BT Online for Investors: Secure online service for managing investments in managed funds, superannuation, or margin loans.

Ruby Connection: Online community for Australian women featuring articles, events, and networking opportunities.

Trading Platforms

Business:

Westpac Online Banking: Online platform for managing everyday business banking and tracking transactions.

Corporate Online: Sophisticated online banking services for large organizations or those with complex needs.

PayWay: Integrated solution for collecting payments via cards and direct debit.

Invoice Finance: Online service for managing invoice financing, including uploading invoices and viewing balances.

WinTrade: Online system for comprehensive import and export trade finance functionality.

Trading Platforms

Corporate:

Corporate Online: Advanced online banking platform offering a wide range of services.

WinTrade: Secure system for managing a wide range of import and export trade finance services online.

Trading Platforms

Customer Support

Westpac provides dedicated customer support services for personal, business, and corporate customers:

Personal Customers:

Hours: 8am – 8pm AEST, Monday Friday

General Enquiries: 132 032

Existing Home Loans: 132 558

Overseas: (+61 2) 9155 7700

Business Customers:

Hours: 8am 8pm AEST, Monday Friday

General Enquiries: 132 142

Online and Mobile Banking: 1300 655 505

Overseas: (+61 2) 9155 7700

Corporate Online Customers:

Hours: 8am 8pm AEST, Monday Friday

General Enquiries and Online/Mobile Banking: 1300 134 291

Overseas: (+61 2) 9155 7737

These support services are accessible during business hours on weekdays, offering both local and international assistance.

Customer Support

Educational Resources

Westpac's Investor Centre provides educational resources for investors, including management of shareholdings, dividend information, details on Westpac shares and other securities, financial reports, and investor events. It also offers direct access to investor relations and resources for fixed income investors, ensuring comprehensive support for financial decision-making.

Educational Resources

Conclusion

Westpac stands as a robust financial institution with a strong regulatory framework, offering a wide range of services and advanced trading platforms. While it provides significant advantages like comprehensive customer support and diverse financial products, it faces limitations such as a primarily Australian focus and potentially higher fees. Overall, Westpac remains a solid choice for customers seeking reliable banking and financial services in Australia.

FAQs

Q: What regulatory body oversees Westpac?

A: Westpac is regulated by the Australian Securities & Investment Commission (ASIC) under license number 233714.

Q: What types of accounts can I open with Westpac?

A: Westpac offers various account types including transaction accounts, savings accounts, term deposits, and business accounts.

Q: How can I manage my investments with Westpac?

A: You can manage your investments through Westpac's Investor Centre and BT Online for Investors platform.

Q: Are there online trading options available at Westpac?

A: Yes, Westpac provides online trading options through platforms like Westpac Online, Westpac Share Trading, and WinTrade.

Q: What kind of customer support does Westpac offer?

A: Westpac offers customer support through dedicated phone lines, online banking support, and overseas contact options for personal, business, and corporate clients.

Risk Warning

Online trading involves significant risk, and you may lose all of your invested capital. It is not suitable for all traders or investors. Please ensure that you understand the risks involved and note that the information provided in this review may be subject to change due to the constant updating of the company's services and policies. In addition, the date on which this review was generated may also be an important factor to consider, as information may have changed since then.

DealerBroker

天眼直達

Exness
EC Markets
TMGM
XM
富拓
嘉盛集團
愛華
福匯
IC Markets Global
易匯

天眼交易商

富拓

富拓

監管中
Exness

Exness

監管中
盾博

盾博

監管中
XM

XM

監管中
ACCM

ACCM

監管中
愛華

愛華

監管中
富拓

富拓

監管中
Exness

Exness

監管中
盾博

盾博

監管中
XM

XM

監管中
ACCM

ACCM

監管中
愛華

愛華

監管中

天眼交易商

富拓

富拓

監管中
Exness

Exness

監管中
盾博

盾博

監管中
XM

XM

監管中
ACCM

ACCM

監管中
愛華

愛華

監管中
富拓

富拓

監管中
Exness

Exness

監管中
盾博

盾博

監管中
XM

XM

監管中
ACCM

ACCM

監管中
愛華

愛華

監管中

熱點資訊

日本世界杯英雄本田圭佑與零售經紀商Titan FX合作

WikiFX
2025-07-09 11:59

INFINOX 任命 Exinity/FxPro 前高層 Artem Gonov 為技術長

WikiFX
2025-07-10 17:29

公布6/30-7/6最新外匯風險平台名單

WikiFX
2025-07-09 10:21

外匯券商FinPros評測:受塞席爾監管、網站支援中文,是否適合台灣投資人使用?

WikiFX
2025-07-08 10:30

XS與NVEST合作開設科威特新辦公室

WikiFX
2025-07-08 11:11

【Kenny平台評測】ThinkMarkets智匯受正規監管、交易環境一般,但出金流程卡關、交易糾紛不斷,具一定程度風險

WikiFX
2025-07-10 09:29

匯率計算

USD
CNY
當前匯率: 0

請輸入金額

USD

可兌換金額

CNY
開始計算

猜你喜歡

NexGen

NexGen

Anto Global

Anto Global

Neoomatic

Neoomatic

Online Crypto Trading Platform

Online Crypto Trading Platform

UnicornFX

UnicornFX

TSB Securities

TSB Securities

Horseforex

Horseforex

Polenergia

Polenergia

DECFX

DECFX

Coin Mining Hub

Coin Mining Hub