NCC Bank外匯交易平臺怎麽樣，正規靠譜嗎？

WikiFX | 2025-06-03 17:35

摘要：　　NCC Bank is a Bangladeshi commercial bank that has been around since 1985. It offers a wide range of banking services to individuals, small and medium-sized businesses, companies, and customers from other countries. It offers great retail and corporate banking services, but it is not allowed to offer forex or investment brokerage services.

NCC Bank Review Summary
Founded	1985
Registered Country	Bangladesh
Regulation	No regulation
Products & Services	Retail banking, SME banking, corporate banking, digital financial services, NRB banking, cards, offshore banking
Platform	NCC Always (Internet & Mobile Banking), NCC ICON (Corporate Internet Banking), NCC Green PIN, NCC Sanchayee (Digital Onboarding), Customer Self Service (CSS), Statement Portal
Minimum Deposit	Tk. 500
Customer Support	Phone: 09666700008
	PABX: 8802-223381903-4, 8802-223383981-3
	Fax: 8802-223386290
	Email: info@nccbank.com.bd
	SWIFT: NCCLBDDH

NCC Bank Information

　　NCC Bank is a Bangladeshi commercial bank that has been around since 1985. It offers a wide range of banking services to individuals, small and medium-sized businesses, companies, and customers from other countries. It offers great retail and corporate banking services, but it is not allowed to offer forex or investment brokerage services.

Pros and Cons

Pros	Cons
Long-established bank	No regulation
Wide range of retail and corporate services	Complex fee structure
Strong digital and mobile banking platforms

Is NCC Bank Legit?

　　No, NCC Bank is not a regulated forex or investment broker. The Bangladesh Securities and Exchange Commission (BSEC) and the Bangladesh Bank do not give the company a license to offer forex or investment services, even if it is based in Bangladesh.

Products and Services

　　NCC Bank focuses on individuals, businesses, and clients from other countries. It offers a wide range of banking services, such as retail banking, corporate banking, SME banking, digital financial services, NRB (non-resident Bangladeshi) banking, and card services.

Products and Services	Supported
Retail Banking	✔
SME Banking	✔
Corporate Banking	✔
Digital Financial Services	✔
NRB Banking (Overseas Clients)	✔
Cards	✔
Indicative Rates Information	✔
Offshore Banking Unit (OBU)	✔

NCC Bank Fees

　　NCC Bank's prices are usually reasonable compared to what other banks in the area charge. Some services, like keeping your account up to date and making simple transactions, are free or low-cost. However, more specialized services, like loans, guarantees, or major transactions, cost more.

Fee Type	Amount / Range
Account Opening (Savings)	Tk. 500
Account Opening (Current)	Tk. 1,000
Account Maintenance Fee (Savings)	NIL to Tk. 300 (half yearly, based on balance tier)
Account Maintenance Fee (Current)	Up to Tk. 300 (half yearly)
Account Transfer Fee (Intra-city)	Max Tk. 50
Account Transfer Fee (Inter-city)	Max Tk. 100
Dormant Account Activation	Free
Account Closing Fee (Savings)	Tk. 200
Cheque Book Re-issue (Lost)	Tk. 7 per leaf
Balance Confirmation / Statement	Tk. 100–200 (per instance, past year records)
Stop Payment Instruction	Tk. 100 per instruction
Payment Order (PO)	Tk. 20–100 (based on amount)
DD, TT, MT	Tk. 20–300 (based on amount)
Loan Processing Fee	Max 0.50% up to Tk. 50 lakh (max Tk. 15,000); 0.30% above Tk. 50 lakh (max Tk. 20,000)
Loan Reschedule / Restructure	Up to 0.25%, max Tk. 10,000 (non-CMSME)
Early Settlement Fee	NIL (CMSME); Max 0.50% (other loans)
Penalty Charge	2%
Bank Guarantee Commission	0.30–0.50% per quarter, min Tk. 1,000
Online Charges (Intra-city)	Free (small amounts), Tk. 50 (larger)
Online Charges (Inter-city)	Free (small), Tk. 100 (larger)

Platform

Platform	Supported	Available Devices
NCC Always (Internet & Mobile Banking)	✔	PC, Mobile
NCC ICON (Corporate Internet Banking)	✔	PC, Web
NCC Green PIN (Card Activation & PIN)	✔	ATM, Internet Banking, Mobile Banking
NCC Sanchayee (Digital Onboarding)	✔	Web, Mobile
Customer Self Service (CSS)	✔	Web, Mobile
Statement Portal	✔	Web