Trading 212外匯交易平臺怎麽樣，正規靠譜嗎？

WikiFX | 2025-05-23 15:25

摘要：Trading 212, a UK-based fintech business launched in 2016, is licensed by both the FCA and CySEC. It offers commission-free trading for stocks, ETFs, and CFDs, as well as support for forex, indices, and commodities. However, it does not provide demo or Islamic accounts.

Trading212 Review Summary
Founded	2016
Registered Region	United Kingdom
Regulation	FCA, CYSEC
Market Instruments	Stocks, ETFs, CFDs on Forex, Indices, Commodities
Demo Account	❌
Trading Platform	Trading 212 App, Trading 212 Web Platform
Minimum Deposit	£/€/$1
Customer Support	Email: info@trading212.com
Customer Support	Address: Aldermary House, 10-15 Queen Street, London, EC4N 1TX

Trading212 Information

　　Trading 212, a UK-based fintech business launched in 2016, is licensed by both the FCA and CySEC. It offers commission-free trading for stocks, ETFs, and CFDs, as well as support for forex, indices, and commodities. However, it does not provide demo or Islamic accounts.

Pros and Cons

Pros	Cons
Regulated by FCA and CySEC	No demo accounts available
Commission-free trading on stocks & ETFs	No support for MetaTrader (MT4/MT5) platforms
User-friendly mobile and web apps	Cryptos not supported

Is Trading212 Legit?

　　Yes, Trading 212 is a legitimate and regulated financial services provider.

Regulatory Authority	License Type	License Number	Licensed Entity	Current Status
UK Financial Conduct Authority (FCA)	Market Maker (MM)	609146	Trading 212 UK Limited	✅ Regulated
Cyprus Securities and Exchange Commission (CySEC)	Market Maker (MM)	398/21	Trading 212 Markets Ltd	✅ Regulated
Vanuatu Financial Services Commission (VFSC)	Retail Forex License	40517	Trading 212 Global Ltd	❌ Revoked
Cyprus Securities and Exchange Commission (CySEC)	Market Maker (MM)	290/16	Gobaba FX Cy Ltd	❌ Suspicious Clone

What Can I Trade on Trading 212?

　　Trading 212 offers free, smart, and easy-to-use apps that enable users to trade Stocks, ETFs, and CFDs across major global markets. Supported CFD instruments include Forex, Indices, Commodities, and Stocks.

Instrument	Supported
Forex	✔
CFDs	✔
Commodities	✔
Indices	✔
Stocks	✔
ETFs	✔
Cryptos	❌
Bonds	❌
Options	❌

Account Type

　　Trading 212 offers four live account types: Invest, CFD, Stocks ISA, and Cash ISA — each suited for different investor needs. No Demo or Islamic account is mentioned.

Account Type	Feature	Suitable for
Invest	Buy stocks & ETFs commission-free	Long-term investors & beginners
CFD	Trade CFDs with leverage on multiple asset classes	Active traders & speculators
Stocks ISA	Tax-free stock & ETF investments (UK only)	UK investors seeking tax advantages
Cash ISA	Earn interest on uninvested cash (GBP only)	UK residents looking for safe returns

Trading212 Fees

　　Trading 212s fees are generally low compared to industry standards. It offers commission-free trading, no custody fees, and competitive FX rates. However, certain fees apply after thresholds, especially for deposits via card and currency conversion.

Account Type	Invest Account	Stocks ISA	Cash ISA	CFD Account
Trading Commission	❌	❌	–	❌
Custody Fee	❌	❌	–	❌
FX Fee	0.15%	0.15%	–	0.5% on results only
Deposit (Bank Transfer)	❌	❌	❌	❌
Deposit (Card > £2,000)	0.70%	0.70%	–	0.70%
Withdrawal	❌	❌	❌	❌
Interest on Cash	Up to 7% AER (currency-dependent)	4.35% AER (GBP)	4.1% AER (GBP)	Up to 7% AER (varies)
Min Deposit	£/€/$1	£1	£1	£/€/$10
Min Withdrawal			£1	£/€/$10
Min Order (Stock/ETF)			–	£/€/$5
Min Order (Forex/Futures)	–	–	–	Forex: £100, Futures: £20
Overnight Fee	–	–	–	✔ (variable)
Spread	–	–	–	Dynamic (varies)

Trading Platform

Trading Platform	Supported	Available Devices	Suitable for
Trading 212 App	✔	iOS, Android	/
Trading 212 Web Platform	✔	Web browsers (Windows, macOS)	/
MetaTrader 4 (MT4)	❌	–	Beginners
MetaTrader 5 (MT5)	❌	–	Experienced traders

Deposit and Withdrawal

　　Trading 212 does not charge any deposit or withdrawal fees for most methods. The minimum deposit and withdrawal amount is £/€/$1 for Invest, ISA, and Cash ISA accounts; £/€/$10 for CFD accounts.

Payment Method	Minimum Deposit	Minimum Withdrawal	Fees	Processing Time
Bank Transfer	£/€/$1		❌	0–2 business days
Credit/Debit Card			Free up to £2,000 cumulative, then 0.7%	Instant
Apple Pay/Google Pay			Free up to £2,000 cumulative, then 0.7%	Instant