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RBC外匯交易平臺怎麽樣，正規靠譜嗎？

WikiFX | 2025-05-30 09:41

摘要：RBC Direct Investing is a self-directed investment platform under the Royal Bank of Canada (RBC), strictly regulated. It offers various investment services, including stocks, options, ETFs, mutual funds, and bonds, covering 18 global markets such as Canada and the United States. Supporting three trading methods—the online platform, mobile app, and professional trading dashboard—it caters to all types of investors, from beginners to seasoned traders.

RBC Review Summary
Registered On	2001-12-11
Registered Country/Region	Canada
Regulation	Regulated
Investment Products	Stocks, Options, New issues/IPOs, ETFS, Mutual Funds, GICs, Bonds, Gold, and Silver
Trading Platform	Online investment platform, RBC Mobile App (Mobile)
Customer Support	Toll-Free: 1-800-769-2560
	Overseas: 1-416-977-1255
	Cantonese and Mandarin: 1-800-667-8668 or 416-313-8611
	Fax: 1 (888) 722-2388

RBC Information

　　RBC Direct Investing is a self-directed investment platform under the Royal Bank of Canada (RBC), strictly regulated. It offers various investment services, including stocks, options, ETFs, mutual funds, and bonds, covering 18 global markets such as Canada and the United States. Supporting three trading methods—the online platform, mobile app, and professional trading dashboard—it caters to all types of investors, from beginners to seasoned traders.

Pros and Cons

Pros	Cons
Regulated	Unspecific account information
Low commission structure (as low as $6.95 per trade)	Maintenance fee threshold
Clear fee information	Spread as high as 1.6% (USD-CAD)
Flexible trading platforms

Is RBC Legit?

　　The Canadian Investment Regulatory Organization regulates RBC, with its license number being unreleased, and RBC strictly adheres to Canadian securities regulations.

What Can I Trade on RBC?

　　RBC offers Canadian and U.S. stocks, including common and preferred shares, newly issued stocks, options, rights and warrants, equity, fixed income, and money market mutual funds, exchange-traded funds (ETFs), and fixed income investments such as treasury bills, bonds, and guaranteed investment certificates (GICs).

Products	Tradable Instruments	Supported
Equity Investments	Stocks	✔
	Options	✔
	New issues/lPOs	✔
Built-in Diversification	ETFs	✔
Built-in Diversification	Mutual Funds	✔
Fixed-Income Investments	GICs	✔
Fixed-Income Investments	Bonds	✔
Precious Metals	Gold and Silver	✔

Account Type

　　RBC offers registered accounts with tax benefits and non-registered accounts.

　　Registered Accounts

　　TFSA (Tax-Free Savings Account)

　　RRSP (Registered Retirement Savings Plan)

　　FHSA (First-Time Home Savings Account)

　　RESP (Registered Education Savings Plan)

　　RRIF (Registered Retirement Income Fund)

　　Non-Registered Accounts

　　Cash accounts, margin accounts, and corporate/trust accounts for institutional investors (supporting corporate/partnership structures).

RBC Fees

　　commossion

Assets	Commission Details
Stock/ETF Trading	Online: $9.95 per trade (fewer than 150 trades per quarter), $6.95 per trade (150+ trades per quarter)
Options Trading	Online: $9.95 per trade + $1.25 per contract (low frequency), $6.95 per trade + $1.25 per contract (high frequency)
Mutual Fund Purchases	1% commission ($50 maximum)
Gold	$28.95 + $1 per ounce
Silver	$28.95 + $0.10 per ounce
Fixed Income	Starting from $25 per transaction

　　Foreign Exchange Spread Rates

Transaction Amount (USD)	Spread (bps)	Spread (%)
$0 to $24,999	230	1.6%
$25,000 to $99,999	145	1.0%
$100,000 to $499,999	85	0.6%
$500,000 to $999,999	50	0.4%
$1,000,000 to $1,999,999	25	0.2%
$2,000,000.01 plus	No more than 10 bps	0.1%

　　If the assets are less than $15,000, a quarterly maintenance fee of $25 is required (waiver available). Additionally, wire transfers within Canada or the U.S. cost $45 per transaction.

Trading Platform

　　RBC offers an online investment platform suitable for comprehensive analysis, providing a demo account. Additionally, the RBC Mobile App enables convenient mobile trading, while the professional-grade Trading Dashboard tools are tailored for high-frequency traders and institutional investors.