FIRMA
摘要：Under OFX, FIRMA offers worldwide payment and currency exchange services for both personal and business customers. FIRMA serves both individual clients and businesses with worldwide payment needs with products ranging from multi-currency accounts to mass payment systems to tools for managing currency risk.
| FIRMA Review Summary | |
| Founded | 2010 |
| Registered Country/Region | United Kingdom |
| Regulation | FCA (Revoked) |
| Market Instruments | Foreign Exchange, Multi-Currency Account, International Business Payments, Currency Risk Management, Mass Payment Solutions, Marketplace Payments, Xero Integration |
| Demo Account | / |
| Leverage | / |
| Spread | / |
| Trading Platform | OFX platform, accessible via web and mobile app |
| Min Deposit | / |
| Customer Support | Personal clients: +44 207 614 4194, customer.service@ofx.com |
| Business clients: +44 207 614 4195, dealers@ofx.com | |
| Partnerships: partners@ofx.com | |
| 4th Floor, The White Chapel Building, 10 Whitechapel High St, London, E1 8QS | |
FIRMA Information
Under OFX, FIRMA offers worldwide payment and currency exchange services for both personal and business customers. FIRMA serves both individual clients and businesses with worldwide payment needs with products ranging from multi-currency accounts to mass payment systems to tools for managing currency risk.
Pros and Cons
| Pros | Cons |
| Offers multi-currency accounts | Licence is currently revoked |
| Various transfer options, including app access | Exchange rate margins can vary |
| 24/7 customer support |
Is FIRMA Legit?
Under a Payment Licence, the Financial Conduct Authority (FCA) in United Kingdom oversaw FIRMA Foreign Exchange Corporation. Effective from May 3, 2018, the licence number was 541034; it expires May 2, 2024. But the licence status is **Revoked** right now, meaning FIRMA no longer has an active FCA licence to offer regulated financial services in the UK.
Product and Service
FIRMA offers several foreign currency and worldwide payment options. Key products are multi-currency accounts, foreign payments, tools for managing currencies, and services especially tailored for companies like paying suppliers and employees abroad.
FIRMA provides tools like marketplace payments and Xero connection, thereby supporting e-commerce activities as well.
| Product and Service | Supported |
| Foreign Exchange (FX) | ✔ |
| Multi-Currency Account | ✔ |
| International Business Payments | ✔ |
| Currency Risk Management | ✔ |
| Mass Payment Solutions | ✔ |
| Marketplace Payments | ✔ |
| Xero Integration | ✔ |
FIRMA Fees
Applying their own margin on the interbank exchange rate, FIRMA, via OFX provides currency exchange services with fees and margins possibly less than those of conventional banks. The transaction method, the kind of account, and the exchange rates at the time of transfer will all affect the precise expenses.
| Fee Type | Features |
| Exchange Rate Margin | FIRMA applies a margin to the interbank rate, which can differ from rates typically offered by banks. |
| Currency Exchange Rates | Based on the interbank rate with added margins as per OFXs customer rates instead of direct market rates. |
| Introductory Rate | Available for new UK customers on the first personal transfer for specific currencies, subject to terms. |
Trading Platform
| Trading Platform | Supported | Available Devices | Suitable for |
| FIRMA Mobile App (OFX) | ✔ | iOS, Android | Users looking for mobile access to exchange rates and transfers on-the-go. |
| FIRMA Web Platform (OFX) | ✔ | Web | Users preferring browser-based access with full platform features for currency exchange and transfers. |
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