Swedbank

WikiFX | 2026-04-20 22:44

摘要：　　Swedbank is an unregulated broker, offering services in cards, loans, leases, insurance, savings, investments, pension, payment collection and financing on Swedbank Latvia platform.

Swedbank Review Summary
Founded	/
Registered Country/Region	Latvia
Regulation	No regulation
Services	Cards, loans, leases, insurance, savings, investments, pension, payment collection, financing
Platform/APP	Swedbank Latvia
Customer Support	24/7 support, live chat
	Tel: +371 6 744 4444, +371 6 744 4449
	Social media: Facebook, Instagram, YouTube, X

Swedbank Information

Swedbank is an unregulated broker, offering services in cards, loans, leases, insurance, savings, investments, pension, payment collection and financing on Swedbank Latvia platform.

Pros and Cons

Pros	Cons
Various financial services offered	No regulation
Multiple account types
Clear fee structure
Live chat support

Is Swedbank Legit?

No. Swedbank currently has no valid regulations. Please be aware of the risk!

Services

Swedbank offers services in cards, loans, leases, insurance, savings, investments, pension, payment collection and financing.

Services	Available
Cards	✔
Loans	✔
Leases	✔
Insurance	✔
Savings	✔
Investments	✔
Pension	✔
Payment collection	✔

Account Type

Swedbank offers various account types.

Account Type	Available
Additional account	✔
Account for child	✔
Escrow accounts	✔
Accounts for investments	✔
Company account	✔
Basic payment account	✔
Business account	✔

Swedbank Fees

Swedbank requires fees for general account services, transfer payment, standing order, E-invoice, cards and cash and package of services.

Service Category	Fee Item	Fee Amount
General Account Services	Opening the account (including document verification)	0.00 EUR
	Maintaining/servicing the account (Monthly)
	Closing the account
	Activating Internet banking site
	Using Internet banking site (Monthly)
Payments (Non-Card)	Intra-bank transfer to own account:
	- At a branch	5.00 EUR
	- On Internet banking site	0.00 EUR
	Intra-bank transfer to another person's account:
	- At a branch	5.00 EUR
	- On Internet banking site	0.00 EUR
	Transfer to another bank in Latvia/SEPA payment:
	- At a branch	5.00 EUR
	- On Internet banking site	0.36 EUR
	Standing order:
	- Applying at a branch	5.00 EUR
	- Applying on Internet banking site	0.00 EUR
	- Monthly usage	0.00 EUR
	E-invoice:
	- Applying at a branch	5.00 EUR
	- Applying on Internet banking site	0.00 EUR
	- Monthly usage	0.00 EUR
Cards and Cash	Credit/Debit card issuance (including cheapest delivery channel)	2.00 EUR
	Credit/Debit card monthly usage	1.70 EUR/month (20.40 EUR/year)
	Cash withdrawal at bank branch:
	- Up to 9.99 EUR	0 (1x/month)
	- Over 9.99 EUR	1% of amount (min 10.00 EUR)
	ATM withdrawal with debit card:
	- Swedbank/partner ATMs (up to 750 EUR)	0.00 EUR
	- Swedbank/partner ATMs (over 750 EUR)	0.5% of amount
	- Other banks' ATMs	2.00 EUR + 3% of amount
	ATM withdrawal with credit card:
	- Swedbank/partner ATMs	2.00 EUR + 3% of amount
	- Other banks' ATMs	2.00 EUR + 3% of amount
Overdraft Services	Overdraft handling/issuing	Service not available
Overdraft Services	Interest rate on overdraft	Service not available
Service Packages	Basic package:
	- 10 free European payments/month via Internet/mobile	1.70 EUR/month (20.40 EUR/year)
	Private Banking package:
	- Free European payments via Internet/mobile	Includes debit card monthly fee