ANZ is a regulated Australian bank that offers a wide range of personal financial services, including bank accounts, credit cards, loans, insurance, investments and more. The website provides detailed product information and online services to facilitate customers to manage accounts and conduct transactions.

ANZ Forex Trading has been a letdown. Whenever I hit a snag, it's like talking in circles with them. They reply fast but never really offer a solution—just vague promises all day. It's like they're saying, "Contact us for help," but it's just empty talk.

Using ANZ has been a bit of a learning curve for me. Once you get the hang of it, the platform becomes user-friendly. However, I've found short selling to be quite challenging. It's tough to figure out how much profit I'm making since I always start from a negative value whenever I enter the market.