ONSAFX Account Types Explained: Choosing Between Basic, Standard, Advanced, and Elite

Selecting the right trading account matters as much as choosing the right broker. ONSAFX addresses this through a four-tier account system, Basic, Standard, Advanced, and Elite, each designed for a different stage of a trader's journey while keeping access to the same markets and the same MetaTrader 5 (MT5) infrastructure.

A Shared Foundation Across All Tiers

Every ONSAFX account, regardless of tier, provides access to the same CFD instruments across forex, metals, indices, commodities, futures, and shares. All accounts run on MT5 with a minimum lot size of 0.01, apply a 50 percent stop-out level, and come with no commission charges. Every client also gets a dedicated account manager available 24/5 and access to the dealing department's transaction hotline. The table below summarizes how the four account types compare across these key trading conditions.

Basic Account: An Accessible Entry Point

The Basic account offers floating spreads from 1.2 pips, fixed spreads to 1.5 pips, leverage up to 1:300, and a 25 percent swap-free allowance. It is built for traders starting their journey, pairing naturally with ONSAFX's Trade101 program and Learning Centre as a practical way to gain live market experience without a large upfront commitment.

Standard Account: Tighter Pricing for Growing Traders

The Standard account improves on the Basic tier with floating spreads from 0.7 pips, fixed spreads to 1.00 pip, leverage up to 1:500, and a 50 percent swap-free allowance. It also adds CAD to the available base currencies. This tier benefits traders placing a higher volume of trades, where tighter spreads start to matter more.

Advanced Account: Built for Active Traders

The Advanced account offers floating spreads from 0.5 pips, fixed spreads to 0.10 pip, leverage up to 1:500, and a 75 percent swap-free allowance, with CHF added to the base currency options. This tier fits traders with a clearer strategy and a trading volume that benefits meaningfully from tighter pricing.

Elite Account: Premium Conditions for Serious Traders

The Elite account sits at the top of the structure, with floating spreads from 0.0 pips, fixed spreads to 0.01 pip, leverage up to 1:500, and a full 100 percent swap-free allowance. NZD is added to the base currency list, completing the broadest currency selection across the account range. This tier suits high-volume and professional traders who place a premium on minimizing trading costs at scale.

How to Choose the Right Account

The right tier depends on available capital, experience, and trading frequency rather than simply picking the highest one. New traders are well served by the Basic account, which offers full market access and educational support. As experience and capital grow, the Standard or Advanced tiers can deliver real cost savings through tighter spreads. The Elite account is best reserved for traders with substantial capital and activity, where top-tier pricing makes a measurable difference. ONSAFX's Client Portal makes it easy to manage multiple accounts, so clients can reassess their tier as their needs evolve, in consultation with their dedicated account manager.

It is worth noting that spreads shown across all tiers are indicative, with real-time values always available on the ONSAFX trading terminal. During high-volatility night trading sessions, spreads may temporarily widen beyond the levels displayed, and fixed spreads convert to live floating spreads during the midnight session.

A Structure Built for Long-Term Development

ONSAFX's tiered account system reflects a simple principle: trading conditions should grow with the trader, not box them in. By keeping markets, platform technology, and support consistent across every tier, ONSAFX lets clients start where they are comfortable and move up naturally as their confidence and capital increase.