Rakuten Bank

WikiFX | 2026-04-20 23:08

Abstract：Rakuten Bank, Ltd. is a prominent Japanese digital bank headquartered in Tokyo, Japan. Established on January 14, 2000, the bank operates primarily through electronic channels, offering a wide range of financial services to individual and business customers.

Rakuten Bank Review Summary
Founded	2000
Registered Country/Region	Japan
Regulation	Not Regulated
Services	Deposits and withdrawals, transfers and remittances, save and increase, borrowing, payment
Platform/APP	Rakuten Bank App
Customer Support	/

Rakuten Bank Information

Rakuten Bank, Ltd. is a prominent Japanese digital bank headquartered in Tokyo, Japan. Established on January 14, 2000, the bank operates primarily through electronic channels, offering a wide range of financial services to individual and business customers.

As of June 10, 2025, Rakuten Bank's capital stands at ¥32,617 million. The bank has shown significant growth, surpassing 17 million customer accounts and achieving a total deposit balance exceeding ¥12 trillion by January 2025.

In April 2023, Rakuten Bank was listed on the Tokyo Stock Exchange.

Pros and Cons

Pros	Cons
Long operational history	Not regulated
Wide range of services	Contact information only supports Japanese
	Lack of customer support

Is Rakuten Bank Legit?

No. Rakuten Bank has not been regulated by any authorities. Please be aware of the risk!

Services

As a bank in Japan, Rakuten Bank provides multiple services, which are deposits and withdrawals, transfers and remittances, save and increase, borrowing, and payment.