2025-10-16 21:45
IndustryIs a Home Loan 100% Financed in India?
NO! Banks and housing finance companies (HFCs) finance only up to 70-90% of the property value as a home loan in India. The remaining 10-30% is called a down payment, which you need to pay to the property seller. As a home buyer, you should thus plan a purchase earlier. Decide on the property you wish to buy, have a rough estimate of the home loan you are likely to receive, and save for the unfinanced portion. A little preparation goes a long way in purchasing a home seamlessly.
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Is a Home Loan 100% Financed in India?
India | 2025-10-16 21:45NO! Banks and housing finance companies (HFCs) finance only up to 70-90% of the property value as a home loan in India. The remaining 10-30% is called a down payment, which you need to pay to the property seller. As a home buyer, you should thus plan a purchase earlier. Decide on the property you wish to buy, have a rough estimate of the home loan you are likely to receive, and save for the unfinanced portion. A little preparation goes a long way in purchasing a home seamlessly.
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