114Bank Spreads, leverage, minimum deposit Revealed

　　General Information

　　Hyakujushi Bank, Ltd. is a regional bank with its head office in Takamatsu City , Kagawa Prefecture Abbreviation row name and the same Chinese numeral notation one hundred fourteen and Arabic numeral notation 114 but, towards the 114 is often used. Also, the bank name on the Zengin system is “114” instead of “Hiyakuji Yuushi”.

　　Services

　　Deposit

　　Saving deposit is designed of those who wish to have “full protection” through the deposit insurance system. 114 Super Savings Deposit is the deposit with the highest interest rate among liquid deposits, and the interest rate close to that of a one- or two-month time deposit is applied. Automatic freshly picked time deposit is recommended for those who are not good at saving money, as it will be automatically collected every month by transferring from the savings deposit. For more deposit types, please see 114 Bank website.

　　Asset Management

　　114 Bank propose from a diverse lineup to manage the valuable assets of customers, including Investment Trust, Foreign Currency Deposits, Government Bonds.

　　Insurance Solutions

　　114 Bank provides product that suits customer from the products of multiple insurance companies, including Whole life insurance, personal annuity insurance, Medical insurance/cancer insurance, terms insurance, income security insurance, Incapacity insurance, Long-terms care insurance/dementia insurance and more.

　　Loans

　　114 Bank offers loan products that match your life plan, such as mortgages, card loans, and purpose-specific loans.

　　Convenience store ATM / Internet banking

　　The alliance with E-net started on January 7, 2008 . The tie-up with AEON Bank started on January 19, 2009, and the tie-up with Seven Bank started in April 2012 .

　　Fees

　　114 Bank set up clear fees for transfer through ATM, Counter, Internet Banking, Collection Fees, Currency Exchange, Deposit-Related, as well as Safe Deposit Box (depending on the type and volume of the safe deposit box), and more. Take tranfer fees through ATM ( Card) for an example, transferring less than 30,000 yen to 114 Bank is subject to a fee of 110 yen, 30,000 yen or more subject to a fee of 220 yen.