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No Regulation
Score
1.53 /10
Danger
Takarékbank
Influence
B
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Comparison
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Exposure
Time Machine
Website
Score
Regulatory Index0.00
Business Index7.15
Risk Management Index0.00
Software Index4.00
License Index0.00
Time Machine
Website
Licenses
No valid regulatory information, please be aware of the risk
VPS Standard
No restriction on the broker account. Support service provided by WikiFX
Single Core
1G
40G
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Warning: Low score, please stay away!
2
Previous Detection :
2025-09-09
- It has been verified that this broker currently has no valid regulation. Please be aware of the risk!
- The current information shows that this broker does not have a trading software. Please be aware!
WikiFX Verification
| Takarékbank Review Summary | |
| Founded | 2023 |
| Registered Country/Region | Hungary |
| Regulation | No regulation |
| Services | Account management, loans, savings & investment, insurance, digital banking |
| Demo Account | ❌ |
| Platform/APP | Online banking, mobile banking |
| Customer Support | Phone: 06 80 350 350, 06 1 373 3399 |
Takarékbank Information
Takarékbank was founded in 2023 and is registered in Hungary. However, Hungary's financial authorities do not control it, and it does not have any licenses from major international regulators like the FCA or ASIC. It offers a comprehensive range of standard retail banking services such current accounts, loans, insurance, and digital banking tools.
Pros and Cons
| Pros | Cons |
| Offers a wide range of banking and financial services | No regulation |
| Multiple account types | |
| Fee waivers available for qualifying customers | |
| Clear fee structure |
Is Takarékbank Legit?
Takarékbank claims to be registered in Hungary, but it is not regulated by the Hungarian financial authorities. It also lacks license from major international regulators such as the UK's FCA, Australia's ASIC, and the US NFA.
Services
Takarékbank provides a comprehensive suite of retail and personal banking services, including account management, loans, savings, insurance, and digital banking tools. It acts as a typical bank rather than a trade or investment platform.
| Service | Details |
| Account Management | Account management, bank cards, safe deposit boxes |
| Loans | Housing loans, personal loans, baby loan, leasing, credit cards |
| Savings & Investment | Savings programs, deposits, bonds, funds, government securities |
| Insurances | Life, travel, home, credit protection insurance |
| Digital Services | Online banking, mobile app, SMS, video bank, telebank |
Account Type
MBH Bank provides accounts for everyday banking, students, premium clientele, and business owners. Each account has its own set of income or deposit restrictions, as well as privileges like fee-free transfers, card discounts, and digital banking. Entry-level solutions allow flexibility with fewer restrictions, but premium packages include dedicated advisors and investing services.
| Account Type | Monthly Fee | Key Benefits | Suitable for |
| MBH Discount | HUF 572 | Free card payments, online/mobile banking | Regular earners (≥ HUF 100,000/month) |
| MBH Discount Plus | HUF 400 | Free standing orders, cheaper transfers | Medium-income clients (≥ HUF 350,000) |
| MBH Extra | HUF 0 | Free transfers, free Platinum card (1st year) | High earners (≥ HUF 600,000) |
| MBH Premium | Dedicated advisor, lower investment fees, free card & transfers | Premium clients (≥ HUF 800,000 or HUF 8M savings) | |
| MBH Manager | Business features, discounted Gold/Platinum cards | Entrepreneurs and executives | |
| MBH Student | Free card, Netbank, mobile app | Students | |
| MBH Student Loan Account | Designed for student loan recipients, fee-free banking | Student loan holders | |
| MBH Entry | – | Simple setup, basic banking with freedom | New or flexible users |
Takarékbank Fees
Takarékbank's (MBH Bank) costs are moderate to low when compared to industry standards, particularly for customers who meet certain income or consumption requirements. Many account packages waive fees for monthly maintenance, transfers, and card usage, making them affordable for frequent users. Some services, however, may still incur ordinary banking charges if certain conditions are not met.
| Account Type | Monthly Account Fee | Card Fee (1st Year) | HUF Transfers < 50,000 | Other Notes |
| MBH Discount | HUF 572 | HUF 785/month (Visa Sustainable) | Free credit card purchases | Requires ≥ HUF 100,000/month income |
| MBH Discount Plus | HUF 400 | Discounted | HUF 0 (standing orders) | Requires ≥ HUF 350,000/month income |
| MBH Extra | HUF 0 | HUF 0 (Platinum card, 1st year) | HUF 0 (occasional transfers) | Requires ≥ HUF 600,000/month income |
| MBH Premium | Unlimited free transfers | For ≥ HUF 800,000 income or HUF 8M in savings | ||
| MBH Manager | Gold: 0 HUF, Platinum: HUF 13,465 (1st year) | Free recurring transfers | For business owners and executives | |
| MBH Student | HUF 0 (Standard/Classic card) | HUF 0 (online/mobile) | For students with free Netbank & Mobile App | |
| MBH Student Loan Account | HUF 0 (Student Loan card) | HUF 0 | For student loan holders | |
| MBH Entry | Not specified | Standard card fees may apply | Basic free services | No income requirements |
Platform/APP
| Platform/APP | Supported | Available Devices |
| Online Banking | ✔ | PC, mobile web |
| Mobile Banking App | ✔ | Android, iOS |
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